Bankuity

Connect your bank account

Connect your bank account to receive the maximum loan amount, accurate pay schedule and best customer experience.

B
Primary checking accountSecure bank connection • read-only transaction data

Demo connection • no credentials required

Customer 360 • Pre-Onboarding

Turn bank data into lending intelligence.

See what a lender starts with—and the verified intelligence, recommendations and actions Bankuity adds.

01Pre-Onboarding
02Active Loan
03Payment Risk
04Collections
05Churn
06Paid Off / Repeat
JM
Jordan Miller
Application #BK-10482 • Consumer Installment Loan
Bankuity intelligence ready
Lender data + Bankuity intelligence
Lender starts with
Bankuity intelligence layer
Bank AccountChecking •••• 4812
→
Verified
NameJordan Miller
→
Matched
Debit Card•••• 9081
→
Validated
Income$4,200 / month
→
$3,760 / monthBiweekly • stable
EmployerNorthstar Services
→
Northstar ServicesRecurring payroll detected
Risk LevelExisting score / policy
→
Zone 4Bankuity Risk Score 64 • High Spending
Loan Amount$1,000 requested
→
$650–$800vs. $1,000 requested
Payment TimingEvery Friday
→
Every other FridayAligned to verified cash flow
Repeat LikelihoodNot available
→
HighPotential retention value
Customer 360 • Growth Opportunity

Use better intelligence to safely expand approvals.

See how transaction intelligence can identify acceptable customers that conventional underwriting may miss.

01Pre-Onboarding
02Active Loan
03Payment Risk
04Collections
05Churn
06Paid Off / Repeat
MT
Maria Torres
Application #BK-10511 • Gig Worker • Consumer Installment Loan
Bankuity opportunity identified
Lender data + Bankuity intelligence
Lender starts with
Bankuity intelligence layer
Bank AccountNeobank Checking •••• 7724
→
VerifiedActive primary account
NameMaria Torres
→
Matched
IncomeUnable to conventionally verify
→
$3,180 / monthMultiple recurring gig deposits • stable
EmploymentGig / independent contractor
→
Verified gig income patternRecurring deposits across platforms
Risk LevelOutside existing policy
→
Zone 2Bankuity Risk Score 24 • Low risk
Loan AmountNo offer — application declined
→
$650–$750Affordability supports higher amount
Payment TimingStandard Friday schedule
→
Every other TuesdayAligned to observed deposit pattern
Repeat LikelihoodNot available
→
HighStrong repeat-funding potential
Growth opportunity: Bankuity can help lenders be more inclusive and grow volume by safely identifying overlooked applicants, supporting higher affordable loan amounts, and expanding into populations such as gig workers, lower-income consumers and neobank account holders.
Customer 360 • Pre-Onboarding

Catch approvals that should become declines.

See how Bankuity identifies material risk that the lender's existing underwriting would have missed.

01Pre-Onboarding
02Active Loan
03Payment Risk
04Collections
05Churn
06Paid Off / Repeat
MR
Marcus Reed
Application #BK-10474 • Consumer Installment Loan
Bankuity intelligence ready
Lender data + Bankuity intelligence
Lender starts with
Bankuity intelligence layer
Bank AccountChecking •••• 4812
→
Verified
NameMarcus Reed
→
Matched
Debit Card•••• 9081
→
Validated
Income$3,100 / month
→
$2,740 / monthBiweekly • variable
EmployerMetro Distribution
→
Metro DistributionRecurring payroll detected
Risk LevelExisting score / policy
→
Zone 6Bankuity Risk Score 88 • High Loan Obligations
Loan Amount$900 requested
→
Do not fundvs. $900 requested
Payment Timing15th & 30th
→
No scheduleBankuity recommends decline
Repeat LikelihoodNot available
→
LowDo not prioritize for repeat
Customer 360 • Pre-Onboarding

Find good customers the existing policy would decline.

See how Bankuity can identify low-risk customers, validate neobank cash flow and safely expand approvals.

01Pre-Onboarding
02Active Loan
03Payment Risk
04Collections
05Churn
06Paid Off / Repeat
NP
Nina Patel
Application #BK-10468 • Consumer Installment Loan
Bankuity intelligence ready
Lender data + Bankuity intelligence
Lender starts with
Bankuity intelligence layer
Bank AccountNeobank Checking •••• 8842
→
Verified
NameNina Patel
→
Matched
Debit Card•••• 1906
→
Validated
Income$2,850 / month
→
$3,240 / monthStable recurring deposits
EmployerBrightline Health
→
Brightline HealthRecurring payroll detected
Risk LevelExisting score / policy
→
Zone 1Bankuity Risk Score 16 • Low risk
Loan Amount$600 requested
→
$750–$850vs. $600 requested
Payment TimingEvery Monday
→
Every WednesdayAligned to observed deposit pattern
Repeat LikelihoodNot available
→
HighStrong long-term customer potential
Portfolio Intelligence

Know where attention is needed—and why.

Bankuity organizes customers by lifecycle stage, surfaces exceptions and opportunities, and routes the right accounts to action.

Pre-OnboardingApplication intelligence before funding
Risk Zones
Z110 customersZ214 customersZ318 customersZ422 customersZ524 customersZ628 customers
Loan Amount Recommendations
24
recommendations
Payment Date Mismatches
39
mismatches
Repeat Zone
Z19 customersZ213 customersZ317 customersZ421 customersZ525 customersZ631 customers
Discrepancies
Bank Account8Name5Debit Card11Employment14
Pre-Onboarding Action Queue
Highest-priority applicants based on Bankuity intelligence
Showing 5 rows at a time • scroll for more
CustomerRed ZoneOriginal OfferBankuity AmountCurrent TimingBankuity TimingRepeat ZoneAction
Jordan MillerAPP-10482Zone 4$1,000$650–$800Every FridayEvery other FridayZone 6
Maria TorresAPP-10511Zone 2Declined$650–$750Every other TuesdayEvery other TuesdayZone 6
Marcus ReedAPP-10474Zone 6$900$500–$62515th & 30th15th & 30thZone 3
Nina PatelAPP-10468Zone 1$600$600Every MondayEvery WednesdayZone 2
Alex AdamsAPP-10600Zone 1$600$500–$575Every FridayEvery other FridayZone 1
Taylor HarrisAPP-10601Zone 1$700$575–$650Every other TuesdayEvery other TuesdayZone 1
Chris OwensAPP-10602Zone 1$800$650–$72515th & 30th15th & 30thZone 1
Morgan BennettAPP-10603Zone 1$900$725–$800Every MondayEvery WednesdayZone 1
Jamie IrwinAPP-10604Zone 1$1,000$800–$875Every FridayEvery other FridayZone 1
Avery PriceAPP-10605Zone 1$1,100$875–$950Every other TuesdayEvery other TuesdayZone 1
Riley CarterAPP-10606Zone 1$1,200$950–$1,02515th & 30th15th & 30thZone 1
Cameron JamesAPP-10607Zone 2$1,300$500–$575Every MondayEvery WednesdayZone 1
Drew RobertsAPP-10608Zone 2$600$575–$650Every FridayEvery other FridayZone 1
Casey DiazAPP-10609Zone 2$700$650–$725Every other TuesdayEvery other TuesdayZone 2
Sam KimAPP-10610Zone 2$800$725–$80015th & 30th15th & 30thZone 2
Jesse ScottAPP-10611Zone 2$900$800–$875Every MondayEvery WednesdayZone 2
Logan EllisAPP-10612Zone 2$1,000$875–$950Every FridayEvery other FridayZone 2
Parker LewisAPP-10613Zone 2$1,100$950–$1,025Every other TuesdayEvery other TuesdayZone 2
Quinn TurnerAPP-10614Zone 2$1,200$500–$57515th & 30th15th & 30thZone 2
Reese FosterAPP-10615Zone 2$1,300$575–$650Every MondayEvery WednesdayZone 2
Skyler MorrisAPP-10616Zone 2$600$650–$725Every FridayEvery other FridayZone 2
Emerson WalkerAPP-10617Zone 2$700$725–$800Every other TuesdayEvery other TuesdayZone 2
Hayden GreenAPP-10618Zone 3$800$800–$87515th & 30th15th & 30thZone 2
Rowan NelsonAPP-10619Zone 3$900$875–$950Every MondayEvery MondayZone 2
Alex BennettAPP-10620Zone 3$1,000$950–$1,025Every FridayEvery FridayZone 2
Taylor IrwinAPP-10621Zone 3$1,100$1,100Every other TuesdayEvery other TuesdayZone 3
Chris PriceAPP-10622Zone 3$1,200$1,20015th & 30th15th & 30thZone 3
Morgan CarterAPP-10623Zone 3$1,300$1,300Every MondayEvery MondayZone 3
Jamie JamesAPP-10624Zone 3$600$600Every FridayEvery FridayZone 3
Avery RobertsAPP-10625Zone 3$700$700Every other TuesdayEvery other TuesdayZone 3
Riley DiazAPP-10626Zone 3$800$80015th & 30th15th & 30thZone 3
Cameron KimAPP-10627Zone 3$900$900Every MondayEvery MondayZone 3
Drew ScottAPP-10628Zone 3$1,000$1,000Every FridayEvery FridayZone 3
Casey EllisAPP-10629Zone 3$1,100$1,100Every other TuesdayEvery other TuesdayZone 3
Sam LewisAPP-10630Zone 3$1,200$1,20015th & 30th15th & 30thZone 3
Jesse TurnerAPP-10631Zone 3$1,300$1,300Every MondayEvery MondayZone 3
Logan FosterAPP-10632Zone 3$600$600Every FridayEvery FridayZone 3
Parker MorrisAPP-10633Zone 3$700$700Every other TuesdayEvery other TuesdayZone 3
Quinn WalkerAPP-10634Zone 4$800$80015th & 30th15th & 30thZone 3
Reese GreenAPP-10635Zone 4$900$900Every MondayEvery MondayZone 3
Skyler NelsonAPP-10636Zone 4$1,000$1,000Every FridayEvery FridayZone 3
Emerson AdamsAPP-10637Zone 4$1,100$1,100Every other TuesdayEvery other TuesdayZone 4
Hayden HarrisAPP-10638Zone 4$1,200$1,20015th & 30th15th & 30thZone 4
Rowan OwensAPP-10639Zone 4$1,300$1,300Every MondayEvery MondayZone 4
Alex CarterAPP-10640Zone 4$600$600Every FridayEvery FridayZone 4
Taylor JamesAPP-10641Zone 4$700$700Every other TuesdayEvery other TuesdayZone 4
Chris RobertsAPP-10642Zone 4$800$80015th & 30th15th & 30thZone 4
Morgan DiazAPP-10643Zone 4$900$900Every MondayEvery MondayZone 4
Jamie KimAPP-10644Zone 4$1,000$1,000Every FridayEvery FridayZone 4
Avery ScottAPP-10645Zone 4$1,100$1,100Every other TuesdayEvery other TuesdayZone 4
Riley EllisAPP-10646Zone 4$1,200$1,20015th & 30th15th & 30thZone 4
Cameron LewisAPP-10647Zone 4$1,300$1,300Every MondayEvery MondayZone 4
Drew TurnerAPP-10648Zone 4$600$600Every FridayEvery FridayZone 4
Casey FosterAPP-10649Zone 4$700$700Every other TuesdayEvery other TuesdayZone 4
Sam MorrisAPP-10650Zone 4$800$80015th & 30th15th & 30thZone 4
Jesse WalkerAPP-10651Zone 4$900$900Every MondayEvery MondayZone 4
Logan GreenAPP-10652Zone 5$1,000$1,000Every FridayEvery FridayZone 4
Parker NelsonAPP-10653Zone 5$1,100$1,100Every other TuesdayEvery other TuesdayZone 4
Quinn AdamsAPP-10654Zone 5$1,200$1,20015th & 30th15th & 30thZone 4
Reese HarrisAPP-10655Zone 5$1,300$1,300Every MondayEvery MondayZone 4
Skyler OwensAPP-10656Zone 5$600$600Every FridayEvery FridayZone 4
Emerson BennettAPP-10657Zone 5$700$700Every other TuesdayEvery other TuesdayZone 4
Hayden IrwinAPP-10658Zone 5$800$80015th & 30th15th & 30thZone 5
Rowan PriceAPP-10659Zone 5$900$900Every MondayEvery MondayZone 5
Alex DiazAPP-10660Zone 5$1,000$1,000Every FridayEvery FridayZone 5
Taylor KimAPP-10661Zone 5$1,100$1,100Every other TuesdayEvery other TuesdayZone 5
Chris ScottAPP-10662Zone 5$1,200$1,20015th & 30th15th & 30thZone 5
Morgan EllisAPP-10663Zone 5$1,300$1,300Every MondayEvery MondayZone 5
Jamie LewisAPP-10664Zone 5$600$600Every FridayEvery FridayZone 5
Avery TurnerAPP-10665Zone 5$700$700Every other TuesdayEvery other TuesdayZone 5
Riley FosterAPP-10666Zone 5$800$80015th & 30th15th & 30thZone 5
Cameron MorrisAPP-10667Zone 5$900$900Every MondayEvery MondayZone 5
Drew WalkerAPP-10668Zone 5$1,000$1,000Every FridayEvery FridayZone 5
Casey GreenAPP-10669Zone 5$1,100$1,100Every other TuesdayEvery other TuesdayZone 5
Sam NelsonAPP-10670Zone 5$1,200$1,20015th & 30th15th & 30thZone 5
Jesse AdamsAPP-10671Zone 5$1,300$1,300Every MondayEvery MondayZone 5
Logan HarrisAPP-10672Zone 5$600$600Every FridayEvery FridayZone 5
Parker OwensAPP-10673Zone 5$700$700Every other TuesdayEvery other TuesdayZone 5
Quinn BennettAPP-10674Zone 6$800$80015th & 30th15th & 30thZone 5
Reese IrwinAPP-10675Zone 6$900$900Every MondayEvery MondayZone 5
Skyler PriceAPP-10676Zone 6$1,000$1,000Every FridayEvery FridayZone 5
Emerson CarterAPP-10677Zone 6$1,100$1,100Every other TuesdayEvery other TuesdayZone 5
Hayden JamesAPP-10678Zone 6$1,200$1,20015th & 30th15th & 30thZone 5
Rowan RobertsAPP-10679Zone 6$1,300$1,300Every MondayEvery MondayZone 5
Alex EllisAPP-10680Zone 6$600$600Every FridayEvery FridayZone 5
Taylor LewisAPP-10681Zone 6$700$700Every other TuesdayEvery other TuesdayZone 5
Chris TurnerAPP-10682Zone 6$800$80015th & 30th15th & 30thZone 5
Morgan FosterAPP-10683Zone 6$900$900Every MondayEvery MondayZone 6
Jamie MorrisAPP-10684Zone 6$1,000$1,000Every FridayEvery FridayZone 6
Avery WalkerAPP-10685Zone 6$1,100$1,100Every other TuesdayEvery other TuesdayZone 6
Riley GreenAPP-10686Zone 6$1,200$1,20015th & 30th15th & 30thZone 6
Cameron NelsonAPP-10687Zone 6$1,300$1,300Every MondayEvery MondayZone 6
Drew AdamsAPP-10688Zone 6$600$600Every FridayEvery FridayZone 6
Casey HarrisAPP-10689Zone 6$700$700Every other TuesdayEvery other TuesdayZone 6
Sam OwensAPP-10690Zone 6$800$80015th & 30th15th & 30thZone 6
Jesse BennettAPP-10691Zone 6$900$900Every MondayEvery MondayZone 6
Logan IrwinAPP-10692Zone 6$1,000$1,000Every FridayEvery FridayZone 6
Parker PriceAPP-10693Zone 6$1,100$1,100Every other TuesdayEvery other TuesdayZone 6
Quinn CarterAPP-10694Zone 6$1,200$1,20015th & 30th15th & 30thZone 6
Reese JamesAPP-10695Zone 6$1,300$1,300Every MondayEvery MondayZone 6
Skyler RobertsAPP-10696Zone 6$600$600Every FridayEvery FridayZone 6
Emerson DiazAPP-10697Zone 6$700$700Every other TuesdayEvery other TuesdayZone 6
Hayden KimAPP-10698Zone 6$800$80015th & 30th15th & 30thZone 6
Rowan ScottAPP-10699Zone 4$900$900Every MondayEvery MondayZone 6
Alex FosterAPP-10700Zone 5$1,000$1,000Every FridayEvery FridayZone 6
Taylor MorrisAPP-10701Zone 6$1,100$1,100Every other TuesdayEvery other TuesdayZone 6
Chris WalkerAPP-10702Zone 1$1,200$1,20015th & 30th15th & 30thZone 6
Morgan GreenAPP-10703Zone 2$1,300$1,300Every MondayEvery MondayZone 6
Jamie NelsonAPP-10704Zone 3$600$600Every FridayEvery FridayZone 6
Avery AdamsAPP-10705Zone 4$700$700Every other TuesdayEvery other TuesdayZone 6
Riley HarrisAPP-10706Zone 5$800$80015th & 30th15th & 30thZone 6
Cameron OwensAPP-10707Zone 6$900$900Every MondayEvery MondayZone 6
Drew BennettAPP-10708Zone 1$1,000$1,000Every FridayEvery FridayZone 6
Casey IrwinAPP-10709Zone 2$1,100$1,100Every other TuesdayEvery other TuesdayZone 6
Sam PriceAPP-10710Zone 3$1,200$1,20015th & 30th15th & 30thZone 6
Jesse CarterAPP-10711Zone 4$1,300$1,300Every MondayEvery MondayZone 6
Post-OnboardingContinuous intelligence throughout the loan lifecycle
Payment Risk Zone
Z128 customersZ224 customersZ321 customersZ418 customersZ516 customersZ612 customers
Churn Zone
Z111 customersZ214 customersZ316 customersZ419 customersZ522 customersZ625 customers
Collections Zone
Z17 customersZ210 customersZ314 customersZ418 customersZ521 customersZ627 customers
Re-loan Zone
Z18 customersZ210 customersZ39 customersZ411 customersZ512 customersZ68 customers
Post-Onboarding Action Queue
Customers prioritized by payment, collections, churn and re-loan intelligence
Showing 5 rows at a time • scroll for more
LMS/API connected: status changes can trigger signals automatically. Refresh Signal also allows an on-demand update.
CustomerStatusCurrent Balance / PaymentLast Signal UpdateActionRefresh Signal
Evan BrooksLoan #L-8391Active$90 paymentNot refreshed
Maya CohenLoan #L-8368Active$91 paymentSep 9
Luis RiveraLoan #L-8342Active$92 paymentSep 10
Ben AdlerLoan #L-9001Active$93 paymentSep 11
Cara AdlerLoan #L-9002Active$94 paymentNot refreshed
Daniel AdlerLoan #L-9003Active$95 paymentSep 13
Ella AdlerLoan #L-9004Active$96 paymentSep 14
Felix AdlerLoan #L-9005Active$97 paymentSep 15
Grace AdlerLoan #L-9006Active$98 paymentNot refreshed
Hannah AdlerLoan #L-9007Active$99 paymentSep 8
Isaac AdlerLoan #L-9008Active$100 paymentSep 9
Julia AdlerLoan #L-9009Active$101 paymentSep 10
Kevin AdlerLoan #L-9010Active$102 paymentNot refreshed
Leah AdlerLoan #L-9011Active$103 paymentSep 12
Mason AdlerLoan #L-9012Active$104 paymentSep 13
Nora AdlerLoan #L-9013Active$105 paymentSep 14
Owen AdlerLoan #L-9014Active$106 paymentNot refreshed
Paige AdlerLoan #L-9015Active$107 paymentSep 16
Quinn AdlerLoan #L-9016Active$108 paymentSep 8
Rachel AdlerLoan #L-9017Active$109 paymentSep 9
Sam AdlerLoan #L-9018Active$110 paymentNot refreshed
Talia AdlerLoan #L-9019Active$111 paymentSep 11
Victor AdlerLoan #L-9020Active$112 paymentSep 12
Wendy AdlerLoan #L-9021Active$113 paymentSep 13
Yosef AdlerLoan #L-9022Active$114 paymentNot refreshed
Zoe AdlerLoan #L-9023Active$115 paymentSep 15
Alex BennettLoan #L-9024Active$116 paymentSep 16
Ben BennettLoan #L-9025Active$117 paymentSep 8
Cara BennettLoan #L-9026Active$118 paymentNot refreshed
Daniel BennettLoan #L-9027Active$119 paymentSep 10
Ella BennettLoan #L-9028Active$120 paymentSep 11
Felix BennettLoan #L-9029Active$121 paymentSep 12
Grace BennettLoan #L-9030Active$122 paymentNot refreshed
Hannah BennettLoan #L-9031Active$123 paymentSep 14
Isaac BennettLoan #L-9032Active$124 paymentSep 15
Julia BennettLoan #L-9033Active$125 paymentSep 16
Kevin BennettLoan #L-9034Active$126 paymentNot refreshed
Leah BennettLoan #L-9035Active$127 paymentSep 9
Mason BennettLoan #L-9036Active$128 paymentSep 10
Nora BennettLoan #L-9037Active$129 paymentSep 11
Owen BennettLoan #L-9038Active$130 paymentNot refreshed
Paige BennettLoan #L-9039Active$131 paymentSep 13
Quinn BennettLoan #L-9040Active$132 paymentSep 14
Rachel BennettLoan #L-9041Active$133 paymentSep 15
Sam BennettLoan #L-9042Active$134 paymentNot refreshed
Talia BennettLoan #L-9043Active$135 paymentSep 8
Victor BennettLoan #L-9044Active$136 paymentSep 9
Wendy BennettLoan #L-9045Active$137 paymentSep 10
Yosef BennettLoan #L-9046Active$138 paymentNot refreshed
Zoe BennettLoan #L-9047Active$139 paymentSep 12
Alex CarterLoan #L-9048Active$140 paymentSep 13
Ben CarterLoan #L-9049Active$141 paymentSep 14
Cara CarterLoan #L-9050Active$142 paymentNot refreshed
Daniel CarterLoan #L-9051Active$143 paymentSep 16
Ella CarterLoan #L-9052Active$144 paymentSep 8
Felix CarterLoan #L-9053Active$145 paymentSep 9
Grace CarterLoan #L-9054Active$146 paymentNot refreshed
Hannah CarterLoan #L-9055Active$147 paymentSep 11
Isaac CarterLoan #L-9056Active$148 paymentSep 12
Julia CarterLoan #L-9057Active$149 paymentSep 13
Kevin CarterLoan #L-9058Active$150 paymentNot refreshed
Leah CarterLoan #L-9059Active$151 paymentSep 15
Mason CarterLoan #L-9060Active$152 paymentSep 16
Nora CarterLoan #L-9061Active$153 paymentSep 8
Owen CarterLoan #L-9062Active$154 paymentNot refreshed
Paige CarterLoan #L-9063Active$155 paymentSep 10
Quinn CarterLoan #L-9064Active$156 paymentSep 11
Rachel CarterLoan #L-9065Active$157 paymentSep 12
Sam CarterLoan #L-9066Active$158 paymentNot refreshed
Talia CarterLoan #L-9067Active$159 paymentSep 14
Victor CarterLoan #L-9068Active$160 paymentSep 15
Wendy CarterLoan #L-9069Active$161 paymentSep 16
Yosef CarterLoan #L-9070Active$162 paymentNot refreshed
Zoe CarterLoan #L-9071Active$163 paymentSep 9
Alex DavisLoan #L-9072Active$164 paymentSep 10
Ben DavisLoan #L-9073Active$165 paymentSep 11
Cara DavisLoan #L-9074Active$166 paymentNot refreshed
Daniel DavisLoan #L-9075Active$167 paymentSep 13
Ella DavisLoan #L-9076Active$168 paymentSep 14
Felix DavisLoan #L-9077Active$169 paymentSep 15
Grace DavisLoan #L-9078Active$90 paymentNot refreshed
Hannah DavisLoan #L-9079Active$91 paymentSep 8
Isaac DavisLoan #L-9080Active$92 paymentSep 9
Julia DavisLoan #L-9081Active$93 paymentSep 10
Kevin DavisLoan #L-9082Active$94 paymentNot refreshed
Leah DavisLoan #L-9083Active$95 paymentSep 12
Mason DavisLoan #L-9084Active$96 paymentSep 13
Nora DavisLoan #L-9085Active$97 paymentSep 14
Owen DavisLoan #L-9086Active$98 paymentNot refreshed
Paige DavisLoan #L-9087Active$99 paymentSep 16
Quinn DavisLoan #L-9088Active$100 paymentSep 8
Rachel DavisLoan #L-9089Active$101 paymentSep 9
Sam DavisLoan #L-9090Active$102 paymentNot refreshed
Talia DavisLoan #L-9091Active$103 paymentSep 11
Victor DavisLoan #L-9092Active$104 paymentSep 12
Wendy DavisLoan #L-9093Active$105 paymentSep 13
Yosef DavisLoan #L-9094Active$106 paymentNot refreshed
Zoe DavisLoan #L-9095Active$107 paymentSep 15
Alex EllisLoan #L-9096Active$108 paymentSep 16
Ben EllisLoan #L-9097Active$109 paymentSep 8
Cara EllisLoan #L-9098Active$110 paymentNot refreshed
Daniel EllisLoan #L-9099Active$111 paymentSep 10
Ella EllisLoan #L-9100Active$112 paymentSep 11
Felix EllisLoan #L-9101Active$113 paymentSep 12
Grace EllisLoan #L-9102Active$114 paymentNot refreshed
Hannah EllisLoan #L-9103Active$115 paymentSep 14
Isaac EllisLoan #L-9104Active$116 paymentSep 15
Julia EllisLoan #L-9105Active$117 paymentSep 16
Kevin EllisLoan #L-9106Active$118 paymentNot refreshed
Leah EllisLoan #L-9107Active$119 paymentSep 9
Mason EllisLoan #L-9108Active$120 paymentSep 10
Nora EllisLoan #L-9109Active$121 paymentSep 11
Owen EllisLoan #L-9110Active$122 paymentNot refreshed
Paige EllisLoan #L-9111Active$123 paymentSep 13
Quinn EllisLoan #L-9112Active$124 paymentSep 14
Rachel EllisLoan #L-9113Active$125 paymentSep 15
Sam EllisLoan #L-9114Active$126 paymentNot refreshed
Talia EllisLoan #L-9115Active$127 paymentSep 8
Victor EllisLoan #L-9116Active$128 paymentSep 9
Dana LewisLoan #L-8307Past Due$219 past dueSep 10
Andre KingLoan #L-8295Past Due$220 past dueNot refreshed
Sara KleinLoan #L-8262Past Due$221 past dueSep 12
Wendy EllisLoan #L-9117Past Due$222 past dueSep 13
Yosef EllisLoan #L-9118Past Due$223 past dueSep 14
Zoe EllisLoan #L-9119Past Due$224 past dueNot refreshed
Alex FosterLoan #L-9120Past Due$225 past dueSep 16
Ben FosterLoan #L-9121Past Due$226 past dueSep 8
Cara FosterLoan #L-9122Past Due$227 past dueSep 9
Daniel FosterLoan #L-9123Past Due$228 past dueNot refreshed
Ella FosterLoan #L-9124Past Due$229 past dueSep 11
Felix FosterLoan #L-9125Past Due$230 past dueSep 12
Grace FosterLoan #L-9126Past Due$231 past dueSep 13
Hannah FosterLoan #L-9127Past Due$232 past dueNot refreshed
Isaac FosterLoan #L-9128Past Due$233 past dueSep 15
Julia FosterLoan #L-9129Past Due$234 past dueSep 16
Kevin FosterLoan #L-9130Past Due$235 past dueSep 8
Leah FosterLoan #L-9131Past Due$236 past dueNot refreshed
Mason FosterLoan #L-9132Past Due$237 past dueSep 10
Nora FosterLoan #L-9133Past Due$238 past dueSep 11
Owen FosterLoan #L-9134Past Due$239 past dueSep 12
Paige FosterLoan #L-9135Past Due$240 past dueNot refreshed
Quinn FosterLoan #L-9136Past Due$241 past dueSep 14
Rachel FosterLoan #L-9137Past Due$242 past dueSep 15
Sam FosterLoan #L-9138Past Due$243 past dueSep 16
Talia FosterLoan #L-9139Past Due$244 past dueNot refreshed
Victor FosterLoan #L-9140Past Due$245 past dueSep 9
Wendy FosterLoan #L-9141Past Due$246 past dueSep 10
Yosef FosterLoan #L-9142Past Due$247 past dueSep 11
Zoe FosterLoan #L-9143Past Due$248 past dueNot refreshed
Alex GreenLoan #L-9144Past Due$249 past dueSep 13
Ben GreenLoan #L-9145Past Due$250 past dueSep 14
Cara GreenLoan #L-9146Past Due$251 past dueSep 15
Daniel GreenLoan #L-9147Past Due$252 past dueNot refreshed
Ella GreenLoan #L-9148Past Due$253 past dueSep 8
Felix GreenLoan #L-9149Past Due$254 past dueSep 9
Grace GreenLoan #L-9150Past Due$255 past dueSep 10
Hannah GreenLoan #L-9151Past Due$256 past dueNot refreshed
Isaac GreenLoan #L-9152Past Due$257 past dueSep 12
Julia GreenLoan #L-9153Past Due$258 past dueSep 13
Kevin GreenLoan #L-9154Past Due$259 past dueSep 14
Leah GreenLoan #L-9155Past Due$260 past dueNot refreshed
Mason GreenLoan #L-9156Past Due$261 past dueSep 16
Nora GreenLoan #L-9157Past Due$262 past dueSep 8
Owen GreenLoan #L-9158Past Due$263 past dueSep 9
Paige GreenLoan #L-9159Past Due$264 past dueNot refreshed
Quinn GreenLoan #L-9160Past Due$265 past dueSep 11
Rachel GreenLoan #L-9161Past Due$266 past dueSep 12
Sam GreenLoan #L-9162Past Due$267 past dueSep 13
Talia GreenLoan #L-9163Past Due$268 past dueNot refreshed
Victor GreenLoan #L-9164Past Due$269 past dueSep 15
Wendy GreenLoan #L-9165Past Due$270 past dueSep 16
Yosef GreenLoan #L-9166Past Due$271 past dueSep 8
Zoe GreenLoan #L-9167Past Due$272 past dueNot refreshed
Alex HarrisLoan #L-9168Past Due$273 past dueSep 10
Ben HarrisLoan #L-9169Past Due$274 past dueSep 11
Cara HarrisLoan #L-9170Past Due$275 past dueSep 12
Daniel HarrisLoan #L-9171Past Due$276 past dueNot refreshed
Ella HarrisLoan #L-9172Past Due$277 past dueSep 14
Felix HarrisLoan #L-9173Past Due$278 past dueSep 15
Grace HarrisLoan #L-9174Past Due$279 past dueSep 16
Hannah HarrisLoan #L-9175Past Due$280 past dueNot refreshed
Isaac HarrisLoan #L-9176Past Due$281 past dueSep 9
Julia HarrisLoan #L-9177Past Due$282 past dueSep 10
Kevin HarrisLoan #L-9178Past Due$283 past dueSep 11
Leah HarrisLoan #L-9179Past Due$284 past dueNot refreshed
Mason HarrisLoan #L-9180Past Due$285 past dueSep 13
Nora HarrisLoan #L-9181Past Due$286 past dueSep 14
Owen HarrisLoan #L-9182Past Due$287 past dueSep 15
Paige HarrisLoan #L-9183Past Due$288 past dueNot refreshed
Quinn HarrisLoan #L-9184Past Due$289 past dueSep 8
Rachel HarrisLoan #L-9185Past Due$290 past dueSep 9
Sam HarrisLoan #L-9186Past Due$291 past dueSep 10
Talia HarrisLoan #L-9187Past Due$292 past dueNot refreshed
Victor HarrisLoan #L-9188Past Due$293 past dueSep 12
Wendy HarrisLoan #L-9189Past Due$294 past dueSep 13
Yosef HarrisLoan #L-9190Past Due$295 past dueSep 14
Zoe HarrisLoan #L-9191Past Due$296 past dueNot refreshed
Alex IrwinLoan #L-9192Past Due$297 past dueSep 16
Ben IrwinLoan #L-9193Past Due$298 past dueSep 8
Cara IrwinLoan #L-9194Past Due$299 past dueSep 9
Daniel IrwinLoan #L-9195Past Due$300 past dueNot refreshed
Ella IrwinLoan #L-9196Past Due$301 past dueSep 11
Felix IrwinLoan #L-9197Past Due$302 past dueSep 12
Grace IrwinLoan #L-9198Past Due$303 past dueSep 13
Hannah IrwinLoan #L-9199Past Due$304 past dueNot refreshed
Isaac IrwinLoan #L-9200Past Due$305 past dueSep 15
Julia IrwinLoan #L-9201Past Due$306 past dueSep 16
Kevin IrwinLoan #L-9202Past Due$307 past dueSep 8
Leah IrwinLoan #L-9203Past Due$308 past dueNot refreshed
Mason IrwinLoan #L-9204Past Due$309 past dueSep 10
Nora IrwinLoan #L-9205Past Due$310 past dueSep 11
Owen IrwinLoan #L-9206Past Due$311 past dueSep 12
Paige IrwinLoan #L-9207Past Due$312 past dueNot refreshed
Quinn IrwinLoan #L-9208Past Due$313 past dueSep 14
Rachel IrwinLoan #L-9209Past Due$314 past dueSep 15
Sam IrwinLoan #L-9210Past Due$315 past dueSep 16
Priya ShahLoan #L-8274Active$146 paymentNot refreshed
Noah GrantLoan #L-8248Active$147 paymentSep 9
Tara EvansLoan #L-8213Active$148 paymentSep 10
Talia IrwinLoan #L-9211Active$149 paymentSep 11
Victor IrwinLoan #L-9212Active$150 paymentNot refreshed
Wendy IrwinLoan #L-9213Active$151 paymentSep 13
Yosef IrwinLoan #L-9214Active$152 paymentSep 14
Zoe IrwinLoan #L-9215Active$153 paymentSep 15
Alex JacobsLoan #L-9216Active$154 paymentNot refreshed
Ben JacobsLoan #L-9217Active$155 paymentSep 8
Cara JacobsLoan #L-9218Active$156 paymentSep 9
Daniel JacobsLoan #L-9219Active$157 paymentSep 10
Ella JacobsLoan #L-9220Active$158 paymentNot refreshed
Felix JacobsLoan #L-9221Active$159 paymentSep 12
Grace JacobsLoan #L-9222Active$160 paymentSep 13
Hannah JacobsLoan #L-9223Active$161 paymentSep 14
Isaac JacobsLoan #L-9224Active$162 paymentNot refreshed
Julia JacobsLoan #L-9225Active$163 paymentSep 16
Kevin JacobsLoan #L-9226Active$164 paymentSep 8
Leah JacobsLoan #L-9227Active$165 paymentSep 9
Mason JacobsLoan #L-9228Active$166 paymentNot refreshed
Nora JacobsLoan #L-9229Active$167 paymentSep 11
Owen JacobsLoan #L-9230Active$168 paymentSep 12
Paige JacobsLoan #L-9231Active$169 paymentSep 13
Quinn JacobsLoan #L-9232Active$90 paymentNot refreshed
Rachel JacobsLoan #L-9233Active$91 paymentSep 15
Sam JacobsLoan #L-9234Active$92 paymentSep 16
Talia JacobsLoan #L-9235Active$93 paymentSep 8
Victor JacobsLoan #L-9236Active$94 paymentNot refreshed
Wendy JacobsLoan #L-9237Active$95 paymentSep 10
Yosef JacobsLoan #L-9238Active$96 paymentSep 11
Zoe JacobsLoan #L-9239Active$97 paymentSep 12
Alex KleinLoan #L-9240Active$98 paymentNot refreshed
Ben KleinLoan #L-9241Active$99 paymentSep 14
Cara KleinLoan #L-9242Active$100 paymentSep 15
Daniel KleinLoan #L-9243Active$101 paymentSep 16
Ella KleinLoan #L-9244Active$102 paymentNot refreshed
Felix KleinLoan #L-9245Active$103 paymentSep 9
Grace KleinLoan #L-9246Active$104 paymentSep 10
Hannah KleinLoan #L-9247Active$105 paymentSep 11
Isaac KleinLoan #L-9248Active$106 paymentNot refreshed
Julia KleinLoan #L-9249Active$107 paymentSep 13
Kevin KleinLoan #L-9250Active$108 paymentSep 14
Leah KleinLoan #L-9251Active$109 paymentSep 15
Mason KleinLoan #L-9252Active$110 paymentNot refreshed
Nora KleinLoan #L-9253Active$111 paymentSep 8
Owen KleinLoan #L-9254Active$112 paymentSep 9
Paige KleinLoan #L-9255Active$113 paymentSep 10
Quinn KleinLoan #L-9256Active$114 paymentNot refreshed
Rachel KleinLoan #L-9257Active$115 paymentSep 12
Sam KleinLoan #L-9258Active$116 paymentSep 13
Talia KleinLoan #L-9259Active$117 paymentSep 14
Victor KleinLoan #L-9260Active$118 paymentNot refreshed
Wendy KleinLoan #L-9261Active$119 paymentSep 16
Yosef KleinLoan #L-9262Active$120 paymentSep 8
Zoe KleinLoan #L-9263Active$121 paymentSep 9
Alex LewisLoan #L-9264Active$122 paymentNot refreshed
Ben LewisLoan #L-9265Active$123 paymentSep 11
Cara LewisLoan #L-9266Active$124 paymentSep 12
Daniel LewisLoan #L-9267Active$125 paymentSep 13
Ella LewisLoan #L-9268Active$126 paymentNot refreshed
Felix LewisLoan #L-9269Active$127 paymentSep 15
Grace LewisLoan #L-9270Active$128 paymentSep 16
Hannah LewisLoan #L-9271Active$129 paymentSep 8
Isaac LewisLoan #L-9272Active$130 paymentNot refreshed
Julia LewisLoan #L-9273Active$131 paymentSep 10
Kevin LewisLoan #L-9274Active$132 paymentSep 11
Leah LewisLoan #L-9275Active$133 paymentSep 12
Mason LewisLoan #L-9276Active$134 paymentNot refreshed
Nora LewisLoan #L-9277Active$135 paymentSep 14
Owen LewisLoan #L-9278Active$136 paymentSep 15
Paige LewisLoan #L-9279Active$137 paymentSep 16
Quinn LewisLoan #L-9280Active$138 paymentNot refreshed
Rachel LewisLoan #L-9281Active$139 paymentSep 9
Sam LewisLoan #L-9282Active$140 paymentSep 10
Talia LewisLoan #L-9283Active$141 paymentSep 11
Victor LewisLoan #L-9284Active$142 paymentNot refreshed
Wendy LewisLoan #L-9285Active$143 paymentSep 13
Yosef LewisLoan #L-9286Active$144 paymentSep 14
Zoe LewisLoan #L-9287Active$145 paymentSep 15
Alex MorrisLoan #L-9288Active$146 paymentNot refreshed
Ben MorrisLoan #L-9289Active$147 paymentSep 8
Cara MorrisLoan #L-9290Active$148 paymentSep 9
Daniel MorrisLoan #L-9291Active$149 paymentSep 10
Ella MorrisLoan #L-9292Active$150 paymentNot refreshed
Felix MorrisLoan #L-9293Active$151 paymentSep 12
Grace MorrisLoan #L-9294Active$152 paymentSep 13
Hannah MorrisLoan #L-9295Active$153 paymentSep 14
Isaac MorrisLoan #L-9296Active$154 paymentNot refreshed
Julia MorrisLoan #L-9297Active$155 paymentSep 16
Kevin MorrisLoan #L-9298Active$156 paymentSep 8
Leah MorrisLoan #L-9299Active$157 paymentSep 9
Mason MorrisLoan #L-9300Active$158 paymentNot refreshed
Nora MorrisLoan #L-9301Active$159 paymentSep 11
Owen MorrisLoan #L-9302Active$160 paymentSep 12
Paige MorrisLoan #L-9303Active$161 paymentSep 13
Quinn MorrisLoan #L-9304Active$162 paymentNot refreshed
Rachel MorrisLoan #L-9305Active$163 paymentSep 15
Sam MorrisLoan #L-9306Active$164 paymentSep 16
Talia MorrisLoan #L-9307Active$165 paymentSep 8
Victor MorrisLoan #L-9308Active$166 paymentNot refreshed
Wendy MorrisLoan #L-9309Active$167 paymentSep 10
Yosef MorrisLoan #L-9310Active$168 paymentSep 11
Zoe MorrisLoan #L-9311Active$169 paymentSep 12
Alex NelsonLoan #L-9312Active$90 paymentNot refreshed
Ben NelsonLoan #L-9313Active$91 paymentSep 14
Cara NelsonLoan #L-9314Active$92 paymentSep 15
Chris MooreLoan #L-8149Paid Off$0 balanceSep 16
Jenna RossLoan #L-8118Paid Off$0 balanceNot refreshed
Omar DavisLoan #L-8097Paid Off$0 balanceSep 9
Daniel NelsonLoan #L-9315Paid Off$0 balanceSep 10
Ella NelsonLoan #L-9316Paid Off$0 balanceSep 11
Felix NelsonLoan #L-9317Paid Off$0 balanceNot refreshed
Grace NelsonLoan #L-9318Paid Off$0 balanceSep 13
Hannah NelsonLoan #L-9319Paid Off$0 balanceSep 14
Isaac NelsonLoan #L-9320Paid Off$0 balanceSep 15
Julia NelsonLoan #L-9321Paid Off$0 balanceNot refreshed
Kevin NelsonLoan #L-9322Paid Off$0 balanceSep 8
Leah NelsonLoan #L-9323Paid Off$0 balanceSep 9
Mason NelsonLoan #L-9324Paid Off$0 balanceSep 10
Nora NelsonLoan #L-9325Paid Off$0 balanceNot refreshed
Owen NelsonLoan #L-9326Paid Off$0 balanceSep 12
Paige NelsonLoan #L-9327Paid Off$0 balanceSep 13
Quinn NelsonLoan #L-9328Paid Off$0 balanceSep 14
Rachel NelsonLoan #L-9329Paid Off$0 balanceNot refreshed
Sam NelsonLoan #L-9330Paid Off$0 balanceSep 16
Talia NelsonLoan #L-9331Paid Off$0 balanceSep 8
Victor NelsonLoan #L-9332Paid Off$0 balanceSep 9
Wendy NelsonLoan #L-9333Paid Off$0 balanceNot refreshed
Yosef NelsonLoan #L-9334Paid Off$0 balanceSep 11
Zoe NelsonLoan #L-9335Paid Off$0 balanceSep 12
Alex OwensLoan #L-9336Paid Off$0 balanceSep 13
Ben OwensLoan #L-9337Paid Off$0 balanceNot refreshed
Cara OwensLoan #L-9338Paid Off$0 balanceSep 15
Daniel OwensLoan #L-9339Paid Off$0 balanceSep 16
Ella OwensLoan #L-9340Paid Off$0 balanceSep 8
Felix OwensLoan #L-9341Paid Off$0 balanceNot refreshed
Grace OwensLoan #L-9342Paid Off$0 balanceSep 10
Hannah OwensLoan #L-9343Paid Off$0 balanceSep 11
Isaac OwensLoan #L-9344Paid Off$0 balanceSep 12
Julia OwensLoan #L-9345Paid Off$0 balanceNot refreshed
Kevin OwensLoan #L-9346Paid Off$0 balanceSep 14
Leah OwensLoan #L-9347Paid Off$0 balanceSep 15
Mason OwensLoan #L-9348Paid Off$0 balanceSep 16
Nora OwensLoan #L-9349Paid Off$0 balanceNot refreshed
Owen OwensLoan #L-9350Paid Off$0 balanceSep 9
Paige OwensLoan #L-9351Paid Off$0 balanceSep 10
Quinn OwensLoan #L-9352Paid Off$0 balanceSep 11
Rachel OwensLoan #L-9353Paid Off$0 balanceNot refreshed
Sam OwensLoan #L-9354Paid Off$0 balanceSep 13
Talia OwensLoan #L-9355Paid Off$0 balanceSep 14
Victor OwensLoan #L-9356Paid Off$0 balanceSep 15
Wendy OwensLoan #L-9357Paid Off$0 balanceNot refreshed
Yosef OwensLoan #L-9358Paid Off$0 balanceSep 8
Zoe OwensLoan #L-9359Paid Off$0 balanceSep 9
Alex ParkerLoan #L-9360Paid Off$0 balanceSep 10
Ben ParkerLoan #L-9361Paid Off$0 balanceNot refreshed
Cara ParkerLoan #L-9362Paid Off$0 balanceSep 12
Daniel ParkerLoan #L-9363Paid Off$0 balanceSep 13
Ella ParkerLoan #L-9364Paid Off$0 balanceSep 14
Felix ParkerLoan #L-9365Paid Off$0 balanceNot refreshed
Grace ParkerLoan #L-9366Paid Off$0 balanceSep 16
Hannah ParkerLoan #L-9367Paid Off$0 balanceSep 8
Isaac ParkerLoan #L-9368Paid Off$0 balanceSep 9
Julia ParkerLoan #L-9369Paid Off$0 balanceNot refreshed
Customer 360

Customer intelligence.

View the customer's current Bankuity intelligence and take the appropriate next action.

CU
Customer
Bankuity customer record
Bankuity intelligence ready
Customer Snapshot
CustomerCustomer
→
BankuityConnected
LifecyclePre-Onboarding
→
Signal accessCurrent / on-demand refresh
RecordCustomer record
→
StatusReady for review
Bankuity Intelligence
Signals available for this customer
Available Signals
Payment RiskAvailable
•
ChurnAvailable
CollectionsAvailable
•
Re-loanAvailable
Workflow

Use the Portfolio Action Queue to take an action or request an on-demand Refresh Signal. LMS/API integrations can trigger updates automatically.

Client Configuration

Configure how Bankuity works for your portfolio.

Choose where Bankuity applies, which lifecycle signals are active, and how intelligence becomes action.

1. Bankuity Coverage
Define when Bankuity intelligence is applied
Enabled
All Eligible Customers

Apply Bankuity throughout the lending lifecycle for every eligible account.

●
Exceptions Only

Apply Bankuity when lender-defined criteria or risk conditions are triggered.

○
Selected Segments

Apply by product, channel, portfolio or customer segment.

○
Lifecycle Coverage
Bankuity follows the customer from application through repeat lending
Pre-OnboardingRed Zone • Loan Terms • Repeat
Active LoanPayment Risk • Churn
Past DueCollections Zone
Paid OffRe-loan Zone
2. Intelligence → Action Rules
Choose how each Bankuity signal is operationalized
LifecycleBankuity SignalRule Applies WhenHandlingDefault ActionCustomer Messaging
Pre-OnboardingBankuity Red Zone
Pre-OnboardingLoan Terms
Active LoanPayment Risk Zone
Active LoanChurn Zone
Past DueCollections Zone
Paid OffRe-loan Zone
Lifecycle Story

One intelligence layer. Every lending decision.

Follow how Bankuity turns transaction data into actions from application through servicing, collections, retention and repeat lending.

1. Pre-Onboarding

Verify applicant data, identify Red Zone risk, recommend loan amount and payment timing, and identify repeat potential.

2. Active Loan

Refresh affordability and cash-flow signals after funding rather than relying only on origination data.

3. Payment Risk

Identify emerging payment risk before the due date and adjust payment amount or timing when appropriate.

4. Collections

Prioritize recoverability and identify collectible amount and collectible date.

5. Churn

Detect disengagement and trigger retention outreach before the customer seeks another lender.

6. Re-loan

Identify paid-off customers most ready for another offer and route them into repeat-loan workflows.

From signal to measurable outcome
The lifecycle story connects Bankuity intelligence, lender action and portfolio results.
Reporting & Outcomes

Measure what Bankuity changed—and what happened next.

Track operational actions, portfolio outcomes and performance by Bankuity zone and recommendation.

Actions TakenIllustrative reporting counts for the demo
Pre-Onboarding
Actions taken before funding
62Withdrawn for Red Zone
148Payment Dates Corrected
91Loan Amounts Reduced
37Loan Amounts Increased
54Moved to VIP Queue
43Moved to Manual Review
Post-Onboarding
Actions taken during servicing, collections and retention
126On-Time Payments — Dates Adjusted
84On-Time Payments — Amounts Reduced
29On-Time Payments — Line Amount Increased
73On-Time Payments — Churn Prevention Messages
98Collections — Dates Adjusted
117Collections — Amounts Adjusted
142Paid Off — Repeat Messages
86Repeat Loans
Pre-Onboarding ResultsIllustrative plots — values can be replaced with client-specific reporting
First Payment Default by Red Zone
First Payment Default by Loan Amount Discrepancy
First Payment Default by Payment Date Mismatch
Repeat Rate by Likely to Repeat Zone
Post-Onboarding ResultsPerformance after funding
Default Rate by Payment Risk Zone
Repeat Rate by Churn Zone
Collections Success by Collections Zone
Repeat Customers by Re-loan Zone
Bankuity

Real-time intelligence for the entire lending lifecycle.

Reduce missed payments. Grow funded volume. Retain good customers for repeat funding.

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